Percentage As You Earn   (%PAYE)

Finance and Finansurance of Human Investments (HI)

Meet our Team

Board of Directors


The idea for Percentage As You Earn (PAYE) came from an experiment to assist women and minorities.  In 1970 the experiment took place at Yale College and the Duke University yielding proof that people respect their obligations and will pay these if it is possible.  This is what PAYE achieves.  It can be used in all parts of the world and all cultures because it resonates with our humanity and with the values which make us human.  This begins with doing what is right and honoring our debts.   

Read through this site.  The proof this is not wishful thinking, but a tool which goes to the core of all the problems we face today is here.  
Brock d'Avignon - Chair of the Board of Directors, Percentage As You Earn Financiers & Finansurers; Presider, %AYE Finance and Finansurance Consultants 

           Brock d'Avignon found a mention of Percentage As You Earn in 1972 in Milton Friedman's book, "Capitalism and Freedom."  
      Moved to action by the one paragraph, d'Avignon spent years fleshing out the idea and researching similar approaches to finance from 375 years of America's history. He has achieved twenty-eight modern uses, including medical and health finansurance, individual micro-finance, and Human Investments in flexible college debt, mortgage installment conversion to income-contingent finance ending skip tracing and repossession, particularly in farms and farm tools and resetting vehicle finance. 
          In terms of public policy, while offering equal access to capitalism, the de-nationalization of 92%   of mortgages, 95% of collegiate tuition-debt, 65% of medicine, and 40% of vehicle finance. He is most proud of achieving the means for Separation of Medicine and State while including All people.  More Tasks and History

Melinda Pillsbury-Foster - President, PAYE, Chief Operating Officer 

Melinda is an actionary in the Creative Industry, who ramps up satellite television networks and interactive TV/radio/website shows as a strategist for environmental liability & responsibility, individual & women's’ rights, social justice & volitional science, edu-tainment tourism & cause-marketing, and free-market transitions to sustainable technologies & Space resources.